Multi-Family and Mixed-Use Investor Mortgages

If you are looking for an easy, no hassle source of fixed funding..

for residential or commercial properties, then this may be the product for you. We offer both 3, 5 & 7 year fixed rates based on a 30 year amortization. Our lending group requires a minimum 650 credit score & and a full appraisal on the property. Limited borrower financial documentation is required, We fund up to 70-75% of the property appraised value fast and with no hassles. This loan product funds on a current appraised value, not an after repair/improvements value.

If you are looking for a loan for a rehab, see rehab funding. If you are looking to lock in financing for the next 3-5 years with rates significantly lower than “hard money”, this may be the loan program for you.

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Terms & Guidelines

Application Response Time 24 hours
Processing & Closing 10 – 21 day Turnaround
Loan Type 1st Mortgage Deed of Trust
Max/Min Loan Amounts  
    1-4 Units $2,000,000 / $100K
    5+ Units $5,000,000 / $100K
Max Loan to Value 75% Appraised Value 5+ Units
  70% Appraised Value 2 to 4 Units
65% Commercial Retail, Offices
Credit Score 650+  Minimum
Borrower Investment for purchase 0% Minimum
Property Types Non-Owner Occupied Single Family, Multi-Family
Mixed Use, Office, Retail, Warehouse, Light Industrial
Term/Amortization 3 & 5 Yr Fixed 30 Yr Fully Amortizing (Others Available)
Rate: 8.49-9.99%
Points 2-4 points


Application Fee $350
Underwriting & Commitment Fee $1,395
Appraisal/Broker-price opinion $300-$2,500
Document Prep $500
Loan to Value Equity Required Rate Points
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